Buying a house may feel like a one-step process… you sign the papers and you’re done! But building a home is a journey that never ends and keeps evolving as your grow old. Every once in a while you create a budget to make some improvements in your home, that’ll make it a better and a safer place to live.    Enhancing safety is the biggest improvement!   What better way to make a smart investment other than investing in the safety of your home? An investment that safeguards yo

Technology gives us tremendous power to get things done. It serves many purposes, but not all! When you start relying on it for emotional needs, you are letting it overpower you. It’s time to  disconnect to connect  with family.   The problem of instant gratification    Relationships are built over time with lots of effort. With social media these days, you feel you’re getting all the attention and there’s always someone to talk to. This is where the problem of loneliness ste

Your new car is a perfect machine till it’s delivered to you! The wear-and-tear begins right from the moment it is driven off… and that’s when it starts losing value. So, what is depreciation on a car ? Simply put, it’s the value lost (difference) between the price paid and its current value.  What makes the car lose its value? In your eyes, the car is always perfect. But to understand its market value, you need to look at it objectively. Every year, a manufacturer releases n

It’s a time where putting off desires and prioritizing on essentials is the right thing to do. The COVID-19 slowdown is creating major dilemmas for buyers, as buying a car in coronavirus may seem unnecessary.   As car sales drop, many buyers like you are confused as to whether a COVID-19 car buy is a good option or not… and if it is, are you allowed to buy? Let’s look at this one thing at a time.   First things first, is it a good time to buy?   Totally! The slowdown has fo

Running a business means  facing risks 24x7. Buying a general coverage does protect your business from various liabilities, but it does not completely safeguard it from all major financial burdens.  Even though it’s smart to buy minimum coverage, there are many common overlooked business risks in today’s time that can inflict a lot of damage.   5 Commonly Overlooked Business Risks Employment Practices Liability Insurance (EPLI) This is an insurance that protects businesses f